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| 5 Reasons to choose DoublePositive |
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Our DOUBLEconfirm™ process guarantees 100% contact ratio, 100% of the time.
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DoublePositive contacts and qualifies consumers immediately after they have expressed interest online. Consumers who qualify are only transferred once.
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You don't have to waste time chasing down cold leads. We make your phone ring with only double-verified, genuinely interested consumers.
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Time is money, and our leads save you both by eliminating cold-calling and providing the best ROI.
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Our rigorous process screens out consumers that don’t meet your criteria. If that doesn’t happen, we’ll gladly credit your account.
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| Referral Program |
Turn your contacts into transfers! Make sure you take advantage of our referral program. For every new client you refer who orders 50 transfers, you'll get 5 free transfers — a value of up to $500!
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| DNCSolution |
DNCSolution is a family of Internet-based products that handle the full range of Do Not Contact (Do Not Call, Do Not Fax, Do Not E-mail, Do Not Mail) compliance. DNCSolution also addresses the privacy directives and opt-in/opt-out preferences of your prospects and customers. DNCSolution.com
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Well, it looks as though the blame game has come full circle.
When the subprime meltdown first hit, mortgage brokers, loan officers and all those involved in creating loans for consumers were under thumb. Unscrupulous professionals, just out to make as much money as possible by writing loans for people who couldn't afford them - and with fees that would make your head spin (or buy you a new boat). Without a doubt, the industry was responsible for the mess.
Wait a minute though, what about those home buyers? The industry professionals were just doing their jobs. John and Sally Consumer knew they had no business taking interest only loans for a house they had no chance of affording. Common sense - not a realtor or a loan officer - should have prevailed and said no, you can't buy your dream home, you can't even come close to affording it. The Government even jumped on the band-wagon, stating it wasn't their responsibility to bail out consumers who made bad decisions. Come on, understanding the mortgage process, and all that goes along with it, the stress, the paperwork, the points - well it's easy stuff - shame on all you consumers for having a dream.
And then there's the greed of The Street, and the endless stream of money poured into mortgage-backed securities. Without these funds, this problem would have never happened, right?
So we are we now? Well, back on Capitol Hill. Maybe Big Brother should have been watching a little closer all along, and this problem would never have happened. That's right, experts (a term that always makes me laugh) have settled on blaming poor regulation for the US meltdown crisis.
There's still time to blame though! With the amount of loans re-setting over the next few years, I'm sure there's still mud out there that needs to be slung.
Have a great week!
P.S. If you haven't taken advantage of our year end customer appreciation special, please give me a call so I can walk you through the details.
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Chris Beauchamp |
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| DoublePositive Marketing Group, Inc. (www.doublepositive.com), the industry leader in LIVE Hot Transfer Leads for sales professionals and sales organizations, has introduced “Voice Verified Leads” as another DOUBLEconfirmed™ solution for lead buyers.
Full Story
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BillSparkmanTheCoach |
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| Why do some people seem to have all the luck? They're always in the right place at the right time. Their businesses prosper. They get one fantastic promotion after another. In short: they enjoy phenomenal success. What explains it? Are they doing something special, or is good fortune selecting them by chance?
Full Story
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NewsVOA |
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| With world credit markets still not functioning smoothly, experts say inadequate US regulation is largely to blame for the home loan related credit squeeze that surfaced last August. VOA's Barry Wood has more.
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BizJournals |
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| Online mortgage lender E-Loan Inc. will cut 44 percent of the workers in its Pleasanton headquarters over the next two months because of reduced overall demand for home loans.
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WWAY |
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| A tanking mortgage industry might be a precursor to an impending recession. There has been lots of turbulence on Wall Street lately with the Dow falling by hundreds of points day after day. The cause of the trouble isn't on Wall Street, though, but more likely on your own street.
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OriginatorTimes |
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| The week ahead is jam packed with economic news that might help rates improve. However, if the sub-prime woes continue to spill over into mortgage backed securities it is possible that any potential gains might be negated.
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BostonGlobe |
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| Lenders' underwriters are scrutinizing all aspects of the mortgage process, not just the borrower's creditworthiness. Even a borrower with a high credit score, a cash down payment and verifiable income can run into snags in the mortgage approval process today if the lender's underwriters are concerned about the value of the property.
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SundayGazette |
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| No end seems in sight to the home mortgage crisis, mainly blamed on delinquent and forfeited subprime mortgage loans by risky borrowers.
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Forbes |
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| A surge in home foreclosures in the coming years will cause U.S. property values to sink by $223 billion, a new report says.
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Bloomberg |
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| There's a greater than 50 percent probability that the financial system ``will come to a grinding halt'' because of losses from mortgages, Gregory Peters, head of credit strategy at Morgan Stanley, said.
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AFP |
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| Bank of America will likely have to write off around three billion dollars in troubled debt related to subprime mortgages, a senior executive warned Tuesday.
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Forbes |
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| The chaos in the mortgage markets is only going to get worse in 2008 and will put a dent in U.S. mortgage bank earnings, according to a report released Tuesday by Standard & Poor's
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Bloomberg |
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| Goldman Sachs Group Inc., the biggest U.S. securities firm by market value, doesn't plan to take significant writedowns on mortgage-related assets, Chief Executive Officer Lloyd Blankfein said today.
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Ohio |
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| Federal, state and Cuyahoga County agencies will fill the office with seven full-time and six part-time staff, county Prosecutor Bill Mason said. Investigators will collaborate on cases that may number in the thousands and involve hundreds of millions of dollars.
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Chron |
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| Attorney General Martha Coakley ordered a month-and-a-half delay for stricter state mortgage lending regulations that had been set to take effect Thursday, a slowdown prompted by industry objections that the rules could undercut compensation for mortgage brokers.
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goerie |
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| Over the course of a day, a local mortgage broker found himself in the middle of two federal cases involving claims of mortgage fraud in the city of Erie.
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NationalMortgageNews |
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| According to the Mortgage Bankers Association, the mortgage lending industry has lost billions of dollars as a result of fraud and the sum is steadily rising. Although the lender is the direct victim of mortgage fraud, fraud harms honest homeowners and homebuyers as well, through increased housing costs.
Full Story
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