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| 5 Reasons to choose DoublePositive |
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Our DOUBLEconfirm™ process guarantees 100% contact ratio, 100% of the time.
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DoublePositive contacts and qualifies consumers immediately after they have expressed interest online. Consumers who qualify are only transferred once.
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You don't have to waste time chasing down cold leads. We make your phone ring with only double-verified, genuinely interested consumers.
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Time is money, and our leads save you both by eliminating cold-calling and providing the best ROI.
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Our rigorous process screens out consumers that don’t meet your criteria. If that doesn’t happen, we’ll gladly credit your account.
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| Referral Program |
Turn your contacts into transfers! Make sure you take advantage of our referral program. For every new client you refer who orders 50 transfers, you'll get 5 free transfers — a value of up to $500!
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| DNCSolution |
DNCSolution is a family of Internet-based products that handle the full range of Do Not Contact (Do Not Call, Do Not Fax, Do Not E-mail, Do Not Mail) compliance. DNCSolution also addresses the privacy directives and opt-in/opt-out preferences of your prospects and customers. DNCSolution.com
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| Leads360's |
Leads360's lead tracking software can give you visibility over your sales force and get valuable insight into your contact ratio. Contact Leads360 today and learn how we can help you increase your contact ratio by more than 20% in the first month. Call 1-888-508-4462 or visit Leads360.com
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This weeks edition of the Debt DealWire features Tami Brown, Chief Operating Officer of Credit Answers, a debt settlement company based in Dallas, Texas.
Tami is also one of the founders of TASC (www.tascsite.org ) The Association of Settlement Companies and is serving her second term as the elected President of TASC. Tami offers her fifteen (15) years of experience in the Debt Management industry including Consumer Credit Counseling and Debt Settlement.
Keep reading below to get Tami's thoughts on the current state of the industry, and have a great weekend.
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The market is exploding!! I have seen the industry go from a handful players to 500-600 companies nationwide. Daily I get calls asking for help in understanding what settlement is all about. I have seen a major shift of mortgage brokers who are getting into the industry. Actually TASC is offering a workshop this month to help these new companies become aware of the industry, rules and state regulations. I have a big concern about the quality of consistent service. Many entrepreneurial businesspeople are getting engaged but they are not aware of all the rules and standards that they need to be held accountable.
Quality is the number one concern. There are still "bad actors" out there, companies not completely compliant, but in general quality has improved. Statutes are ambiguous state to state and a number of companies do not (nor do not) adhere to the standards. TASC is working hard to educate those companies in order to improve the over-all quality of our industry.
A customer should look for:
- An established customer service department;
- An established client communication strategy;
- Understand how often the customer will be contacted from the settlement company;
- What is the customer responsibility? What is the company's responsibility?
- Accountability to the customer;
- Full disclosure
I believe all ages and stages are equally getting in trouble with debt. The median age is 43-46 years old. The average consumer debt is $28-32,000. I am seeing first time homeowners who are struggling with ARM's rising; Senior's dealing with healthcare issues; and college students. Last year, more people under the age of 25 years old filed for bankruptcy then graduated from college.
Absolutely not! Debt is an epidemic that I equate to the old days when people didn't want to talk about Cancer, or sex, or other sensitive topics. Consumerism and an entitlement mentality are driving debt up continuously.
We need to have a national Public Relations campaign raising awareness and need to talk openly about it. It is said that Europeans tend to save 40 cents on the dollar and Americans are spending $1.20 to the dollar. This a cultural issue and intergenerational.
If financial literacy was taught in schools maybe we could get some relief sooner than later.
It is very important that new business owners become part of a community such as TASC. As a matter of fact, we are sponsoring an open forum (membership not needed) next Spring (feel free to contact me directly for more information).
We all care about developing a set level of standards to support each other within the industry.
Prior to joining CreditAnswers, Tami consulted for Debt Settlement Companies across the nation. She brings a wealth of experience with her work with two prior trade associations.
Tami Brown
tami.brown@creditanswers.com
www.creditanswers.com
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SeattlePI |
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| Washington Mutual Inc. is now requiring that mortgage brokers show that they disclosed lending terms to borrowers as a record number of Americans face losing their homes to foreclosure.
Full Story
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RealtyTImes |
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| Offering more easy money to solve what easy mortgage money has wrought will only throw good money after bad and enable a flawed, strung-out system to flourish.
Full Story
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BusinessFirst |
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| Greater Buffalo Savings Bank has stopped accepting residential mortgage applications and closed the department.
Full Story
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MSNBC |
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| Morgan Stanley on Tuesday said it would cut 600 jobs as it restructured its mortgage business to reflect lower loan origination levels.
Full Story
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CNNMoney |
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| Shares of mortgage lenders mostly rose Tuesday as investors shrugged off more evidence of a decaying housing market.
Full Story
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RedState |
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| Liars into Victims: The Continuing Misleading Mortgage Narrative
Full Story
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Inman |
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| The Mortgage Bankers Association wants lawmakers to provide more funding for mortgage fraud prevention and prosecution, not pass new laws targeting the crime.
Full Story
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Blogging Stocks |
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| Yesterday's rally on Wall Street followed the bad news from major banks that they were writing down billions of dollars based on the bad subprime mortgage loans they bought.
Full Story
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MSNBC |
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| U.S. financial institutions have been hard hit by the subprime-mortgage mess. This summer, two Bear Stearns hedge funds that invested in subprime mortgage bonds went belly-up.
Full Story
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Politico |
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| In an unusual joint push by the House and Senate, Democratic leaders plan to demand Wednesday that President Bush appoint a mortgage czar to spearhead a more aggressive government response.
Full Story
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888-376-7484
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