Our market-driven pricing model has gone public!

It's the model we've used to price since DoublePositive was founded. Now, our 'Name-Your-Price for Hot Transfers' wizard is available online. Using the dynamics of demand and supply, the wizard lets you see for yourself how the price you're willing to pay for affects the volume we can deliver. You specify filters and then enter a price. The wizard displays the number of available for purchase at that price, depending on what other customers choosing the same filters are willing to pay. You can then adjust your price to increase or decrease the volume of transfers available. Try it and let us know what you think! Name-Your-Price for Hot Transfers

Also, make sure you check out the new design and new features at the client Extranet.

Have a great day!
 DoublePositive
Do you have live call transfers of double-verified and interested borrowers in your leads mix? You should, and we can help. You can call me at [~repphone~], Click to Chat or just Get Started!
 Regulatory Updates
DNC Solutions
FTC Charges Debt Consolidation Business With TSR Violations
The FTC has filed a complaint against a nationwide debt consolidation business with violations of the FTC Act and the FTC’s Telemarketing Sales Rule (TSR) and is seeking consumer redress, a freeze of the operation’s assets, and an end to the firm’s illegal practices. According to the FTC’s complaint, the operation used a sham non-profit company to violate telemarketing rules that exempt non-profit entities.

The complaint alleges that the debt consolidation business violated the TSR by failing to disclose the program’s total costs and the limitations of the program’s refund policy. The other allegations include calling phone numbers on the federal Do Not Call Registry, calling consumers who stated that they did not want to receive calls from the defendants, failing to pay the fee to access the Do Not Call Registry, and call abandonment violations.
 What Your Customers Are Reading About
MarketWatch
Is something fishy with developer's deep discounts?
Question: I would like to know if you have ever heard of real estate developers implementing 'VIP status' pricing after the first year of successful sales and never disclosing this information to buyers who purchased in good faith? Full Story
Originator Times
Nearly Half of Consumers Say Housing Price Collapse Likely
According to the latest Experian-Gallup Personal Credit Index survey, nearly half of all consumers say they think a housing bubble and collapse of housing prices is very likely or somewhat likely in their local residential real-estate market within the next three years. This is up from the 37 percent of Americans who felt this way in May 2005. Full Story
 Industry News
Reuters
Mortgage insurer MGIC to buy Radian for $5 bln
Mortgage insurer MGIC Investment plans to buy rival Radian Group Inc. for about $5 billion, the companies said on Tuesday, a move that will allow them to cut costs. Full Story
MarketWatch
Builders will flock to annual confab, seeking help in tough times
Home builders are in the midst of the most challenging times they've faced in recent years. Yet thousands of professionals in the industry will leave the field and spend some time in sunny Orlando, Fla., next week. Full Story
Originator Times
NAR Says No To Wal-Mart Bank - So Where's The MBA and NAMB?
Last week, The National Association of Realtors sent a letter to the FDIC in suppport of the FDIC's decision to extend the current moratorium against acting on applications from large corporations, like Wal-Mart and Home Depot, to enter the banking business. Both the Mortgage Bankers Associatioan and the National Association of Mortgage Brokers have been silent on this issue. Full Story
MarketWatch
U.S. mortgage rates rise to highest level since October
Mortgage rates moved higher this week, according to Freddie Mac's weekly survey released on Thursday, with the 30-year and 15-year fixed-rate mortgages reaching their highest levels in more than three months. Full Story
MarketWatch
Pending home sales jump 4.9% in December
Seasonally adjusted pending home sales jumped 4.9% in December, the largest gain in nearly three years, the National Association of Realtors reported Thursday. Full Story
New York Times
Agents of Angst
A Harris poll conducted last year that ranked occupations in terms of prestige placed real estate brokers at the very bottom of a list of 23 professions. Full Story
 Your On-line Account
We're working hard to make our client Extranet at Clients.DoublePositive.com an increasingly useful tool. We'll provide weekly updates on improvements recently released and those coming soon. We want to know what enhancements are most valuable to you! We'll use your feedback to prioritize our development, so please email us now with your suggestions!

On-line Account Features

  • New site design
  • 6 Hour Window a requirement
  • View/Edit Users – Password entries are now validated to be at least 5 alphanumeric characters
  • Enhanced Analytics - Track Transfers...by loan officer! -- Now for each Transfer you receive...you can track it back to the loan officer in your organization who handled the call.
  • Online Ordering and Credit Card Processing - Online reordering is as easy as ever; it now stores the previous credit card you used from the last order.
  • Streamlined Credit Review - Submit transfers for credit review and receive responses directly from the Billable Transfers Report page of our extranet.
  • Real-time On-Hold Control - Put your account on hold or make it active instantly whenever you like, just by clicking a link.
 Post your classified ad below, there's no charge!
Our newsletter reaches over 4,000 mortage companies and professionals each week. Would you like them all to see your classified message for free? Let us know!

Post Your Classified Advertisement Here! >>
LendingSuccess. Increase your income and close more with LendingSuccess, Magazine. Email us to request a free online version of the current issue. LendingSuccess.com
MortgagePro News is offering a complimentary LIFETIME subscription to DoublePositive clients. This e-mail newsletter is sent out two days per week with commentary, industry trends, and tips you'll use over and over. To take advantage of this offer, please contact us. MortgageProNews.com
Mortgage Originator magazine is offering a complimentary 6-month subscription to DoublePositive clients. To take advantage of this offer, please contact me. (Current subscribers to Mortgage Originator magazine are not eligible for this offer.) MortgageOriginator.com
DNCSolution is a family of Internet-based products that handle the full range of Do Not Contact (Do Not Call, Do Not Fax, Do Not E-mail, Do Not Mail) compliance. DNCSolution also addresses the privacy directives and opt-in/opt-out preferences of your prospects and customers. DNCSolution.com
Leads360’s lead tracking software can give you visibility over your sales force and get valuable insight into your contact ratio. Contact Leads360 today and learn how we can help you increase your contact ratio by more than 20% in the first month. Call 1-888-508-4462 or visit Leads360.com


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Copyright 2006 DoublePositive Marketing Group, Inc
1030 Hull Street, Suite 300  |  Baltimore, MD  21230
888-376-7484

 This Week's Headlines:
  • FTC Charges Debt Business
  • Developer's discounts?
  • Housing Price Collapse
  • MGIC to buy Radian
  • Builders in tough times
  • NAR Says No To Wal-Mart
  • Mortgage rates rise
  • Home sales jump 4.9%
  • Agents of Angst
 This Week's Transfers:
Get the complete list of
Transfers available this week


State Loan Type Credit X-fers
AK Refi Excel 13  
AL Refi Excel 21  
AL Refi Fair 25  
AL Refi Good 24  
AL Refi Poor 13 *
AR Refi Fair 22  
AR Refi Good 20  
AZ Refi Excel 91  
AZ Refi Fair 15  
AZ Refi Good 33  
CO Refi Excel 68  
CO Refi Fair 25  
CO Refi Good 45  
CO Refi Poor 16 *
CT Refi Excel 54  
CT Refi Fair 10  
CT Refi Good 32  
DC Refi Excel 12  
DC Refi Good 10  
GA Refi Excel 89  
GA Refi Fair 106  
GA Refi Good 130  
GA Refi Poor 34 *
HI Refi Excel 20  
HI Refi Good 12  
IA Refi Excel 15  
IA Refi Fair 14  
IA Refi Good 11  
ID Refi Excel 23  
ID Refi Fair 10  
ID Refi Good 21  
IL Refi Excel 227  
IL Refi Fair 93  
IL Refi Good 159  
IL Refi Poor 48 *
IN Refi Excel 43  
IN Refi Fair 36  
IN Refi Good 45  
IN Refi Poor 23 *
KS Refi Excel 34  
KS Refi Fair 24  
KS Refi Good 33  
KY Refi Excel 39  
KY Refi Fair 27  
KY Refi Good 33  
KY Refi Poor 12 *
LA Refi Excel 65  
LA Refi Fair 95  
LA Refi Good 153  
LA Refi Poor 15 *
MA Refi Excel 117  
MA Refi Fair 27  
MA Refi Good 70  
MA Refi Poor 10 *
MD Refi Excel 165  
MD Refi Fair 24  
MD Refi Good 70  
ME Refi Excel 27  
ME Refi Good 11  
MI Refi Excel 121  
MI Refi Fair 95  
MI Refi Good 120  
MI Refi Poor 46 *
MN Refi Excel 33  
MN Refi Good 29  
MO Refi Excel 72  
MO Refi Fair 32  
MO Refi Good 55  
MO Refi Poor 18 *
MS Refi Fair 37  
MS Refi Good 28  
MS Refi Poor 15 *
NC Debt C Fair 10  
NC Refi Excel 63  
NC Refi Fair 83  
NC Refi Good 95  
NC Refi Poor 36 *
NE Refi Excel 12  
NE Refi Good 10  
NH Refi Excel 15  
NJ Refi Excel 159  
NJ Refi Fair 28  
NJ Refi Good 93  
NJ Refi Poor 13 *
NM Refi Excel 32  
NM Refi Fair 10  
NM Refi Good 23  
NV Refi Excel 57  
NV Refi Fair 13  
NV Refi Good 50  
NY Refi Excel 212 **
NY Refi Fair 58 **
NY Refi Good 132 **
NY Refi Poor 23 ***
OH Refi Excel 52  
OH Refi Fair 68  
OH Refi Good 66  
OH Refi Poor 33 *
OK Refi Fair 18  
OK Refi Good 16  
OR Refi Excel 60  
OR Refi Fair 11  
OR Refi Good 29  
PA Refi Excel 121  
PA Refi Fair 54  
PA Refi Good 91  
PA Refi Poor 28 *
SC Refi Excel 50  
SC Refi Fair 50  
SC Refi Good 74  
SC Refi Poor 20 *
TN Refi Excel 32  
TN Refi Fair 45  
TN Refi Good 66  
TN Refi Poor 21 *
TX Debt C Fair 29  
TX Debt C Good 15  
TX Debt C Poor 15 *
TX Refi Excel 114  
TX Refi Fair 217  
TX Refi Good 160  
TX Refi Poor 88 *
UT Refi Excel 49  
UT Refi Fair 12  
UT Refi Good 40  
VA Refi Excel 168  
VA Refi Fair 31  
VA Refi Good 89  
VA Refi Poor 18 *
WA Refi Excel 86  
WA Refi Good 11  
WI Refi Excel 77  
WI Refi Fair 60  
WI Refi Good 89  
WI Refi Poor 26 *
WV Refi Excel 11  
WV Refi Fair 15  
WV Refi Good 15  
WY Refi Excel 10  
 Refi  =  Refinance
 Refi w/CO =   Refinance w/Cash Out
 Debt C  =  Debt Consol.
 Purch  =  Purchase
 *  =  70% LTV Filter
 **  =  Limited Area Codes
 ***  =  Limited AC / 70% LTV Filter