Yes, the holiday lull between Christmas and New Years is upon us. Hang in there though, the Janauary rush is right around the corner. In the meantime, make sure you have a happy and safe New Year. You deserve it.

Happy NY

P.S. I know I've reminded you before, but you only have 5 days left to take advantage of our End-of-Year Special Promotion. Give us a call at 888-376-7484.
 THIS WEEK'S HEADLINES
  • REG UPDATE: Changes To Mail Preference Service
  • NEWS: New Program Offers No Payments For a Year
  • NEWS: Subprime foreclosures to spike
  • NEWS: Home loan demand slumps
  • NEWS: 7 smart mortgage moves for '07
  • CLASSIFIEDS: Great Deals
LIVE Hot Transfers not in your marketing portfolio?  
Get Started Today!
Plus, get answers to all of your questions by chatting online with one of our Senior
Account Executives. Click to Chat
 REGULATORY UPDATE
DMA Makes Changes To Its Mail Preference Service
The Direct Marketing Association (DMA) announced improvements to its Mail Preference Service (MPS) that make it easier for consumers to control the amount of advertising mail they receive. The MPS is designed to assist consumers who wish to decrease the amount of unsolicited advertising mail they receive at home from companies that market nationwide. The DMA has reduced the online registration fee that it charges consumers from $5 to $1. This fee is to prevent fraudulent use. Once registered, consumer names remain on the list for 5 years, after which they may register again. Provided by DNCSolutions
 INDUSTRY NEWS
ORIGINATOR TIMES
New Program Offers No Payments For a Year
In a new twist to mortgage lending, a California company has announced the launch of a patent pending program that allows homeowners to defer anywhere from 3 to 36 months of their mortgage payments, regardless of the lender. The company is currently seeking brokers to market this program, coined 12 Month Deferral or 12MoDef, throughout the country beginning in 2007. Full Story
CNNMONEY.COM
Subprime foreclosures to spike
The number of homeowners with subprime mortgages who will lose their homes to foreclosure will jump over the next few years, according to a recent study. Full Story
REUTERS
Home loan demand slumps as refinancing plunges
U.S. mortgage applications slumped last week, pulled down by a plunge in home refinancing loan demand as interest rates climbed from recent lows, an industry trade group said on Wednesday. Full Story
BANKRATE
7 smart mortgage moves for '07
Whether you already have a mortgage or you plan to buy a house in the next year, here are seven mortgage tips for 2007. Full Story
 YOUR ON-LINE ACCOUNT
New functionality releases
We're working hard to make our client Extranet at Clients.DoublePositive.com an increasingly useful tool. We'll provide weekly updates on improvements recently released and those coming soon. We want to know what enhancements are most valuable to you! We'll use your feedback to prioritize our development, so please email us now with your suggestions!

Current Features

  • Enhanced Analytics - Track Transfers...by loan officer! -- Now for each Transfer you receive...you can track it back to the loan officer in your organization who handled the call.
  • Online Ordering and Credit Card Processing
  • Streamlined Credit Review -- Submit transfers for credit review and receive responses directly from the Billable Transfers Report page of our extranet.
  • Real-time On-Hold Control -- Put your account on hold or make it active instantly whenever you like, just by clicking a link.

Coming Soon:

  • Online Invoices and Receipts
  • Real-time Transfer Emails -- Know what transfers your loan officers are receiving in real time with emails that include borrower information.
  • Web-based Training and Support
  • Additional Services for Loan Officers -- Pull credit or order an appraisal online directly from our extranet (small per-request fee applies).

 Post your classified ad in the DealWire, it's free!
Our newsletter reaches over 3,000 mortage companies and professionals each week. Would you like them all to see your classified message for free? Let us know!

Post Your Classified Advertisement Here! >>
LendingSuccess. Increase your income and close more with LendingSuccess, Magazine. Email us to request a free online version of the current issue. LendingSuccess.com
MortgagePro News is offering a complimentary LIFETIME subscription to DoublePositive clients. This e-mail newsletter is sent out two days per week with commentary, industry trends, and tips you'll use over and over. To take advantage of this offer, please contact us. MortgageProNews.com
Mortgage Originator magazine is offering a complimentary 6-month subscription to DoublePositive clients. To take advantage of this offer, please contact me. (Current subscribers to Mortgage Originator magazine are not eligible for this offer.) MortgageOriginator.com
DNCSolution is a family of Internet-based products that handle the full range of Do Not Contact (Do Not Call, Do Not Fax, Do Not E-mail, Do Not Mail) compliance. DNCSolution also addresses the privacy directives and opt-in/opt-out preferences of your prospects and customers. DNCSolution.com
Leads360’s lead tracking software can give you visibility over your sales force and get valuable insight into your contact ratio. Contact Leads360 today and learn how we can help you increase your contact ratio by more than 20% in the first month. Call 1-888-508-4462 or visit Leads360.com
Clarity Training Group provides professional sales training and consulting services. Today's market is fiercely competitive - Clarity Training Group gives your organization an edge. Clarity offers on-site training, training via teleconference, or through on-line courses. ClarityTrainingGroup.com


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1030 Hull Street, Suite 300  |  Baltimore, MD  21230
888-376-7484

LIVE Hot Transfers
(available this week)
Get the complete list of LIVE Hot
Tranfers available this week!
.

State Loan Type Credit X-fers
AL Refi Excell 17  
AL Refi Fair 55  
AL Refi Good 24  
AL Refi Poor 13 *
AR Refi Fair 34  
AR Refi Good 22  
AZ Refi Excell 55  
CO Refi Excell 52  
CO Refi Fair 19  
CO Refi Good 33  
CT Refi Excell 30  
CT Refi Good 20  
DE Refi Excell 13  
DE Refi Good 13  
GA Refi Excell 128  
GA Refi Fair 149  
GA Refi Good 185  
GA Refi Poor 53 *
HI Refi Excell 31  
IA Refi Fair 14  
IA Refi Good 11  
ID Refi Excell 17  
ID Refi Fair 15  
ID Refi Good 21  
IL Refi Excell 208  
IL Refi Fair 101  
IL Refi Good 166  
IL Refi Poor 47 *
IN Refi Excell 54  
IN Refi Fair 75  
IN Refi Good 91  
IN Refi Poor 33 *
KS Refi Excell 35  
KS Refi Fair 35  
KS Refi Good 48  
KS Refi Poor 11 *
KY Refi Excell 37  
KY Refi Fair 30  
KY Refi Good 31  
KY Refi Poor 13 *
LA Refi Excell 19  
LA Refi Fair 77  
LA Refi Good 126  
LA Refi Poor 12 *
MA Refi Excell 118  
MA Refi Fair 27  
MA Refi Good 66  
MA Refi Poor 11 *
MD Refi Excell 96  
MD Refi Fair 17  
MD Refi Good 41  
ME Refi Good 10  
MI Refi Excell 139  
MI Refi Fair 99  
MI Refi Good 148  
MI Refi Poor 48 *
MN Refi Excell 39  
MN Refi Fair 18  
MN Refi Good 42  
MO Refi Excell 94  
MO Refi Fair 54  
MO Refi Good 56  
MO Refi Poor 30 *
MS Refi Fair 38  
MS Refi Good 14  
MS Refi Poor 12 *
NC Refi Excell 66  
NC Refi Fair 105  
NC Refi Good 130  
NC Refi Poor 35 *
NE Refi Excell 12  
NE Refi Fair 14  
NE Refi Good 13  
NH Refi Excell 12  
NJ Refi Excell 122  
NJ Refi Fair 23  
NJ Refi Good 95  
NJ Refi Poor 11 *
NM Refi Excell 32  
NM Refi Fair 13  
NM Refi Good 22  
NV Refi Excell 47  
NV Refi Fair 14  
NV Refi Good 36  
NY Refi Excell 145 **
NY Refi Fair 71 **
NY Refi Good 132 **
NY Refi Poor 31 ***
OH Refi Excell 51  
OH Refi Fair 98  
OH Refi Good 83  
OH Refi Poor 44 *
OK Refi Excell 14  
OK Refi Fair 44  
OK Refi Good 36  
OK Refi Poor 10 *
OR Refi Excell 28  
OR Refi Fair 10  
OR Refi Good 16  
PA Refi Excell 98  
PA Refi Fair 55  
PA Refi Good 86  
PA Refi Poor 26 *
SC Refi Excell 33  
SC Refi Fair 58  
SC Refi Good 71  
SC Refi Poor 27 *
TN Refi Excell 41  
TN Refi Fair 50  
TN Refi Good 67  
TN Refi Poor 25 *
TX Refi Excell 147  
TX Refi Fair 300  
TX Refi Good 234  
TX Refi Poor 117 *
UT Refi Excell 34  
UT Refi Fair 16  
UT Refi Good 36  
VA Refi Excell 96  
VA Refi Fair 22  
VA Refi Good 62  
VA Refi Poor 14 *
WA Refi Excell 58  
WA Refi Good 13  
WI Refi Excell 54  
WI Refi Fair 56  
WI Refi Good 65  
WI Refi Poor 31 *
WV Refi Fair 15  
WV Refi Good 11  

Get the complete list of LIVE Hot
Tranfers available this week!
.

For pricing information on the LIVE Hot Transfers listed above, please call 888-376-7484.

Thanks

 Refi  =  Refinance
 Refi w/CO =   Refinance w/Cash Out
 Debt C  =  Debt Consol.
 Purch  =  Purchase
 *  =  70% LTV Filter
 **  =  Limited Area Codes
 ***  =  Limited AC / 70% LTV Filter