Just a reminder: starting immediately, any customer who purchased transfers from DoublePositive Marketing Group within the calendar year of 2006 is eligible to participate in our End-of-Year Special Promotion.

As always, make sure you check out this week's deals on LIVE HOT Transfers, then give us a call at 888-376-7484! Thanks.
LIVE Hot Transfers not in your marketing portfolio?  

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 THIS WEEK'S HEADLINES
 INDUSTRY NEWS
ORIGINATOR TIMES
What's Keeping Long Term Rates Down, and Why
In February 2005, Federal Reserve Chairman Alan Greenspan called it a "conundrum" - wondering why long-term bonds resisted the Fed's efforts to push interest rates up. Full Story
ORIGINATOR TIMES
Appreciation Slows To Lowest Level Since 1998
Freddie Mac announced that its quarterly national Conventional Mortgage Home Price Index (CMHPI) rose 4.0 percent in the third quarter 2006 on an annualized basis, down from a revised second quarter 2006 annualized rate of 5.2 percent. Full Story
CNNMONEY
Mortgage applications fall despite drop in rates
Mortgage applications continued its downward fall despite a drop in mortgage rates to their lowest level since January, an industry trade group's data showed Wednesday. Full Story
BALTIMORE BUSINESS JOURNAL
No increase in conforming mortgage loan limits
Falling housing prices will hurt borrowing power for some people next year. For the first time in more than a decade, conforming mortgage loan limits will be unchanged in 2007. Full Story
BANKRATE
Interest Rate Roundup
Here's a look at the state of interest rates on five common consumer banking products and the latest rates from Bankrate.com's weekly national survey of large banks and thrifts conducted Nov. 22, 2006. Full Story
MOTLEY FOOL
Mortgage-Rate Mojo
Ever wonder what causes mortgage rates to rise and fall? Well, know that they fluctuate along with other interest rates. Full Story
 YOUR ON-LINE ACCOUNT
New functionality releases
We're working hard to make our client Extranet at Clients.DoublePositive.com an increasingly useful tool. We'll provide weekly updates on improvements recently released and those coming soon. We want to know what enhancements are most valuable to you! We'll use your feedback to prioritize our development, so please email us now with your suggestions!

Current Features

  • Enhanced Analytics - Track Transfers...by loan officer! -- Now for each Transfer you receive...you can track it back to the loan officer in your organization who handled the call.
  • Online Ordering and Credit Card Processing
  • Streamlined Credit Review -- Submit transfers for credit review and receive responses directly from the Billable Transfers Report page of our extranet.
  • Real-time On-Hold Control -- Put your account on hold or make it active instantly whenever you like, just by clicking a link.

Coming Soon:

  • Online Invoices and Receipts
  • Real-time Transfer Emails -- Know what transfers your loan officers are receiving in real time with emails that include borrower information.
  • Web-based Training and Support
  • Additional Services for Loan Officers -- Pull credit or order an appraisal online directly from our extranet (small per-request fee applies).

 Free SUBSCRIPTIONS
Online version of LendingSuccess Magazine
Increase your income and close more with LendingSuccess, Magazine. Email us to request a free online version of the current issue.
MortgagePro News NEWSLETTER Subscription
MortgagePro News is offering a complimentary LIFETIME subscription to DoublePositive clients. This e-mail newsletter is sent out two days per week with commentary, industry trends, and tips you'll use over and over. To take advantage of this offer, please contact us.
Mortgage Originator Magazine Subscription
Mortgage Originator magazine is offering a complimentary 6-month subscription to DoublePositive clients. To take advantage of this offer, please contact me. (Current subscribers to Mortgage Originator magazine are not eligible for this offer.)
 Post your FREE classified ad in the DealWire
Our newsletter reaches over 3,000 mortage companies and professionals each week. Would you like them all to see your classified message for free? Let us know!

Post Your Free Classified Advertisement Here! >>
 DealWire Classifieds

DNCSolution is a family of Internet-based products that handle the full range of Do Not Contact (Do Not Call, Do Not Fax, Do Not E-mail, Do Not Mail) compliance. DNCSolution also addresses the privacy directives and opt-in/opt-out preferences of your prospects and customers.


Do You Know Your Contact Ratio?
by Jeff Solomon, CEO of Leads360



Clarity Training Group provides professional sales training and consulting services. Today's market is fiercely competitive - Clarity Training Group gives your organization an edge. Clarity offers on-site training, training via teleconference, or through on-line courses. Choose to supplement your existing training curriculum; have Clarity Training Group custom tailor a training program specifically for you; or make a selection from a set of existing courses. Whether you need your staff to close a higher volume of deals, increase revenue per deal, or if you simply want to challenge your staff to outperform even their best sales records; Clarity can make it happen...ClarityTrainingGroup.com


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Copyright 2006 DoublePositive Marketing Group, Inc
1030 Hull Street, Suite 300  |  Baltimore, MD  21230
888-376-7484

LIVE Hot Transfers
(available this week)
Get the complete list of LIVE Hot
Tranfers available this week!
.

State Loan Type Credit X-fers
AL Refi Excell 17  
AL Refi Fair 67  
AL Refi Good 26  
AL Refi Poor 15 *
AR Refi Fair 38  
AR Refi Good 22  
AR Refi Poor 10 *
AZ Refi Excell 61  
AZ Refi Fair 10  
AZ Refi Good 24  
CO Refi Excell 57  
CO Refi Fair 25  
CO Refi Good 43  
CO Refi Poor 10 *
CT Refi Excell 33  
CT Refi Fair 10  
CT Refi Good 22  
DE Refi Excell 14  
DE Refi Good 13  
GA Debt C Fair 15  
GA Refi Excell 127  
GA Refi Fair 158  
GA Refi Good 184  
GA Refi Poor 57 *
HI Refi Excell 29  
IA Refi Fair 16  
IA Refi Good 12  
ID Refi Excell 19  
ID Refi Fair 17  
ID Refi Good 21  
IL Debt C Fair 11  
IL Refi Excell 203  
IL Refi Fair 106  
IL Refi Good 163  
IL Refi Poor 50 *
IN Refi Excell 53  
IN Refi Fair 82  
IN Refi Good 91  
IN Refi Poor 39 *
KS Refi Excell 37  
KS Refi Fair 40  
KS Refi Good 50  
KS Refi Poor 12 *
KY Refi Excell 34  
KY Refi Fair 33  
KY Refi Good 31  
KY Refi Poor 15 *
LA Refi Excell 17  
LA Refi Fair 84  
LA Refi Good 126  
LA Refi Poor 15 *
MA Refi Excell 102  
MA Refi Fair 29  
MA Refi Good 61  
MA Refi Poor 11 *
MD Refi Excell 97  
MD Refi Fair 28  
MD Refi Good 71  
ME Refi Excell 10  
ME Refi Fair 11  
ME Refi Good 13  
MI Refi Excell 123  
MI Refi Fair 100  
MI Refi Good 135  
MI Refi Poor 53 *
MN Refi Excell 33  
MN Refi Fair 20  
MN Refi Good 39  
MO Refi Excell 87  
MO Refi Fair 60  
MO Refi Good 58  
MO Refi Poor 33 *
MS Refi Fair 42  
MS Refi Good 15  
MS Refi Poor 13 *
NC Debt C Fair 19  
NC Debt C Good 13  
NC Refi Excell 68  
NC Refi Fair 115  
NC Refi Good 131  
NC Refi Poor 37 *
NE Refi Excell 13  
NE Refi Fair 16  
NE Refi Good 15  
NH Refi Excell 15  
NJ Refi Excell 107  
NJ Refi Fair 23  
NJ Refi Good 88  
NJ Refi Poor 12 *
NM Refi Excell 27  
NM Refi Fair 15  
NM Refi Good 22  
NV Refi Excell 44  
NV Refi Fair 15  
NV Refi Good 36  
NY Refi Excell 138 **
NY Refi Fair 75 **
NY Refi Good 137 **
NY Refi Poor 31 ***
OH Refi Excell 50  
OH Refi Fair 108  
OH Refi Good 88  
OH Refi Poor 47 *
OK Refi Excell 16  
OK Refi Fair 46  
OK Refi Good 38  
OK Refi Poor 12 *
OR Refi Excell 32  
OR Refi Fair 12  
OR Refi Good 23  
PA Refi Excell 101  
PA Refi Fair 58  
PA Refi Good 87  
PA Refi Poor 27 *
SC Refi Excell 33  
SC Refi Fair 66  
SC Refi Good 75  
SC Refi Poor 33 *
TN Refi Excell 39  
TN Refi Fair 57  
TN Refi Good 73  
TN Refi Poor 28 *
TX Debt C Fair 38  
TX Debt C Good 18  
TX Debt C Poor 23 *
TX Refi Excell 151  
TX Refi Fair 356  
TX Refi Good 253  
TX Refi Poor 140 *
UT Refi Excell 32  
UT Refi Fair 18  
UT Refi Good 34  
VA Refi Excell 108  
VA Refi Fair 23  
VA Refi Good 77  
VA Refi Poor 15 *
WA Refi Excell 61  
WA Refi Fair 16  
WA Refi Good 27  
WI Refi Excell 96  
WI Refi Fair 74  
WI Refi Good 97  
WI Refi Poor 39 *
WV Refi Fair 16  
WV Refi Good 14  

Get the complete list of LIVE Hot
Tranfers available this week!
.

For pricing information on the LIVE Hot Transfers listed above, please call us at 888-376-7484.

Thanks.

 Refi  =  Refinance
 Refi w/CO =   Refinance w/Cash Out
 Debt C  =  Debt Consol.
 Purch  =  Purchase
 *  =  70% LTV Filter
 **  =  Limited Area Codes
 ***  =  Limited AC / 70% LTV Filter